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Political philosophy sounds
abstract and nerdy, but it is inescapable.
If you have any political opinions, then you have a philosophy and are
probably acting in accordance with it.
Administrative regulations are even more boring. Recent developments in the administration of Obamacare
– are you bored yet? – show how much it matters. The prevalence of one philosophy over
another, within the federal bureaucracy, makes a huge difference to millions.
Obamacare includes subsidies for
low-income workers who have employer-provided health insurance. The subsidies become available if their
premiums exceed 9.6% of their income.
But the IRS interpreted that threshold to be based on the cost of
self-only coverage, even if an employee has dependents whose coverage costs
much more.
A Minnesota woman named Allie
Krueger, for example, lost her job and
found herself dependent on her husband’s insurance. They badly needed the coverage because she
was pregnant with twins, one of whom had a condition that would require
surgery. They ended up paying a quarter
of their income for the insurance, draining their savings. This gap in the statute, which affects
more than five million people, became
known as the “family
glitch.”
This is the kind of technical
problem that, in a normal Congress, would routinely be repaired by
legislation. But Republicans are
unwilling to do anything that makes Obamacare work better. Part of the explanation is pure political
gamesmanship: as their initial opposition to the law showed, they are willing
to leave massive national problems unsolved for the sake of short-term
political gain. The deeper reason, as I
explained in my book on
the first constitutional battle over the law,
is bad philosophy – a rigid libertarianism that opposes nearly everything
government does.
But the Biden administrators figured out a fix. I explain in my new column at The Hill, here.